What qualifies someone for government subsidies?

In order to be eligible for government subsidies, you need to have lost coverage in the past 60 days, and you cannot have an employer plan offer.

How much government subsidies can someone get?

Government subsidies are based on your income, zip code, and age. The amount varies based on how much the plans are.

What is the difference between a deductible and a max out-of-pocket?

A deductible is what the insured is required to pay before the insurance will contribute towards bills/claims. A max out-of-pocket is the insured’s stop loss point is, meaning it is the most the insured will pay in a calendar year before the insurance covers everything 100%

Does the insurance cover wellness visits before satisfying the deductible?

Yes, however, the coverage varies with each plan. Almost every plan will cover your annual check-up, but not all cover labs, prescriptions, urgent care visits, etc. before satisfying the deductible.

Are there private plans that are not health-preferred?

Yes! There are guaranteed issue plans depending on the state.